Part A + Part B
Medicare Advantage, also called Medicare Part C, is an alternative way to receive your Medicare Part A and Part B benefits.
MEDICARE ADVANTAGE PLANS
Medicare Part C options, explained in plain English.
A Medicare Advantage plan, also called Medicare Part C, is an alternative to Original Medicare that gives you your Part A and Part B benefits through a private insurance company.
These plans may also include prescription drug coverage and extra benefits not covered by Original Medicare, such as dental, vision, fitness, over-the-counter reimbursements, and lower copays on certain services.
HOW IT WORKS
What is a Medicare Advantage Plan?
Medicare Advantage puts your Part A and Part B benefits under one umbrella through a private insurance company rather than Original Medicare paying directly for every covered medical need.
Often includes Part D
Many Medicare Advantage plans include prescription drug coverage, so medications should always be reviewed before choosing a plan.
Extra benefits
Plans may include benefits Original Medicare does not cover, such as dental, vision, fitness, over-the-counter allowances, and lower copays.
County-based options
Availability, networks, benefits, and costs can change by county, carrier, and enrollment period.
PART C BASICS
Medicare Advantage is not one-size-fits-all.
With Medicare Advantage, your Medicare benefits help pay the premium for a private insurance company. The plan then provides your covered medical benefits according to that plan's rules, network, costs, and coverage details.
Because Part C plans can include different networks, drug formularies, prior authorization rules, and supplemental benefits, comparing the plan details is just as important as comparing the premium.
WHAT WE REVIEW
Bring the details that affect your real costs.
An Advantage plan can look good at a glance, but the right choice depends on how it fits your actual life.
- Your doctors, clinics, and hospitals
- Your prescription medications and preferred pharmacies
- Monthly premium and expected copays
- Dental, vision, fitness, and over-the-counter benefits
- Travel needs and provider network flexibility
- Enrollment timing and Medicare eligibility